Contract of General Conditions
GENERAL TERMS AND CONDITIONS OF USE OF THE
APPLICATION (APP) MAKEBA
BANCO BAI CABO VERDE, SA, headquartered in the
"BAICENTER" Building, R / C, Chã D 'Areia, in the city of
Praia, enrolled in the Land, Commercial and Automobile
Registers of Praia under the number 2728/2008/03/31,
with NIF 254746420, hereinafter referred to as the Bank or
BAICV, offers its clients the use of the application services
MAKEBA, which is subject to the general conditions below.
Please read the following general terms and conditions
carefully. The access and use of the MAKEBA application
service, hereinafter only by "Service", imply that you agree
to be subject to the conditions imposed by these same
terms of access and use and which you accept them
implicitly and in full.
Because it is a convenience channel, application services MAKEBA may be enlarged, reduced, altered or extinguished by the BAICV at any time. Prior to accessing and / or using the MAKEBA application and / or its services, the customer must know the current terms and conditions and, if disagree, you should not use them.
The operations performed through the MAKEBA application will be identified in their extract using the same literals used for the other service channels of the BAICV. General contractual clauses for joining the MAKEBA application service:
CLAUSE 1
(Object)
Under this agreement, the BAICV undertakes to provide the user with the MAKEBA, under the conditions and terms set out in the following clauses, and You authorize the debit entry in your current account in the Bank, of the amounts through the MAKEBA service, as well as the launch of the credit or debit of the amounts corresponding to transfers which are to be received or to be MAKEBA service.
CLAUSE 2
(Definitions) Within the scope of this contract and the general terms and conditions of MAKEBA application, the following terms shall have the following meanings: a) MAKEBA application: computer application for devices with iOS or Android operating system, developed and property of MAKEBA INC USA, which allows the confirmation and authentication of MAKEBA transactions through the introduction of code in the application and ensures the transmission of completion of the transaction. It will be available in two versions, Money for individuals and Merchant for business and merchants; b) User: natural or legal person holding bank account which contracts with the Bank to provide the MAKEBA service. c) Private person: a natural person holding a bank account that hires with the Bank to provide the MAKEBA service; d) Merchant and / or Companies: entity providing services or provider or any other creditor contracting the acceptance of MAKEBA transactions; e) MAKEBA service: the service that, based on a solution technology, allows, by the user's association and payment of their ownership, the performance of transactions MAKEBA; f) MAKEBA transactions: financial transactions (transfer of money, payment for services and utilities, among others) executed in the MAKEBA application.
CLAUSE 3
(Conditions for the provision of the MAKEBA Service) 1. The obligation to provide the MAKEBA service shall take effect only after by the BAICV or by a third party on behalf of, and on behalf of, the confirmation of activation of the MAKEBA service (via the communication to the user that the MAKEBA service is active), which confirmation must be issued by the BAICV after the acceptance of these conditions and confirmation by the user of the number provided by you in connection with joining the service MAKEBA that the user indicates in the MAKEBA application. 2. In order for the BAICV to provide the MAKEBA service to the user, this you must acquire the authorization to use and install, on a mobile device with iOS or Android operating system, the MAKEBA application. 3. The obligation to provide the MAKEBA service shall take effect only if while the user, cumulatively: a) Keep active the mobile phone number provided, in phone you use; b) Maintain, at the time of each use, assets the credentials that you use in performing MAKEBA transactions; c) Ensure the conditions to receive on the mobile device in the which the MAKEBA application has installed the request message of the MAKEBA (push notification) transaction.
CLAUSE 4
(MAKEBA Operations) 1. The user can order or receive through the MAKEBA application MAKEBA operations up to the limits in number and value that in defined by the BAICV, under the terms of the law in force. CONTRACT OF GENERAL CONDITIONS GENERAL TERMS AND CONDITIONS OF USE OF THE APPLICATION (APP) MAKEBA 2. Each user is associated with a single mobile phone number and a unique Tax Identification Number (NIF). 3. In MAKEBA transfers ordered by the User, it recognizes that the recipient will only receive the transferred funds when the user, or if, for that purpose, it becomes a user. Otherwise, the transfer will not be carried out, the amounts transfer will not be debited from the user's bank account payer, and the transfer attempt does not incur any costs. In this case, the BAICV cannot be held responsible for not execution of the transfer. 4. MAKEBA transfers to accounts in other National Banks or International will obey the bank clearing time and are subject to the current price list.
CLAUSE 5
(Change of mobile number and e-mail address) 1. The user can change the mobile phone number and the associated with the MAKEBA service provided in the through the MAKEBA application support service. 2. The BAICV by itself or by a third party acting on its behalf and on its confirmation of the new mobile phone number or the new provided, only then are the introduced into the system to replace the previous ones.
CLAUSE 6
(User Support) 1. In the framework of the provision of the MAKEBA service, the BAICV undertakes to provide the user with the technical support services for the receipt by the user to the BAICV of MAKEBA transactions. 2. The BAICV maintains a telephone line and an electronic mail intended to receive user complaints, submit a complaint, inform the BAICV immediately of whether the situation that gave rise to the complaint involved whether or not debit, credit or void in your payment account with the BAICV.
CLAUSE 7
(Personal data) 1. The user authorizes BAICV to proceed, either directly or through entity and / or outsourced management of the application, to the processing of personal data which it has provided to BAICV in the context of conclusion and maintenance of this contract, including data provided for installation and use of the MAKEBA application, processing of data by purpose of the provision by the BAICV to the MAKEBA service. 2. The collection of personal data is done through the KYC procedure (Know Your Customer), in accordance with the Law on the Protection of Personal Data and other applicable legislation in force in Cape Verde. 3. The processing of personal data provided by the user to the Bank in the scope of this contract is also protection of the Personal Data Protection Law in force in Cape Verde. 4. Although the data processing is done by the owner of the MAKEBA application, it defines the purpose and means of the treatment, being the entity responsible for it. 5. The user accepts that they are used by the BAICV for the evidence of statistical or aggregate information or others, within the legal limits, the records made by the computer through which the MAKEBA service is provided and which are operations performed by the user. 6. The user declares that he / she authorizes BAICV to transmit to third parties on your behalf, your personal data that are indispensable for the activation, support, management and maintenance of the of the MAKEBA service and the development of any activities related to that benefit.
CLAUSE 8
(Termination of Contract) The BAICV may denounce this contract, in so far as it concerns the provision of the MAKEBA service for security reasons or with the fact that the user uses the MAKEBA service for engage in fraudulent and / or illegal activities.
CLAUSE 9
(Omitted cases and Applicable Law) The omissions and doubts arising in the application of this Agreement, term and conditions will be solved by the Cape Verdean Law and will be competent court, the court of the district of the seat or domicile of the express renunciation of any other.
CLAUSE 10
(Declaration of acceptance) I declare that each and every one of these clauses has been communicated in full, in an appropriate manner and in advance necessary, and that I have obtained complete, effective and hereby accepting the present general conditions.
Because it is a convenience channel, application services MAKEBA may be enlarged, reduced, altered or extinguished by the BAICV at any time. Prior to accessing and / or using the MAKEBA application and / or its services, the customer must know the current terms and conditions and, if disagree, you should not use them.
The operations performed through the MAKEBA application will be identified in their extract using the same literals used for the other service channels of the BAICV. General contractual clauses for joining the MAKEBA application service:
CLAUSE 1
(Object)
Under this agreement, the BAICV undertakes to provide the user with the MAKEBA, under the conditions and terms set out in the following clauses, and You authorize the debit entry in your current account in the Bank, of the amounts through the MAKEBA service, as well as the launch of the credit or debit of the amounts corresponding to transfers which are to be received or to be MAKEBA service.
CLAUSE 2
(Definitions) Within the scope of this contract and the general terms and conditions of MAKEBA application, the following terms shall have the following meanings: a) MAKEBA application: computer application for devices with iOS or Android operating system, developed and property of MAKEBA INC USA, which allows the confirmation and authentication of MAKEBA transactions through the introduction of code in the application and ensures the transmission of completion of the transaction. It will be available in two versions, Money for individuals and Merchant for business and merchants; b) User: natural or legal person holding bank account which contracts with the Bank to provide the MAKEBA service. c) Private person: a natural person holding a bank account that hires with the Bank to provide the MAKEBA service; d) Merchant and / or Companies: entity providing services or provider or any other creditor contracting the acceptance of MAKEBA transactions; e) MAKEBA service: the service that, based on a solution technology, allows, by the user's association and payment of their ownership, the performance of transactions MAKEBA; f) MAKEBA transactions: financial transactions (transfer of money, payment for services and utilities, among others) executed in the MAKEBA application.
CLAUSE 3
(Conditions for the provision of the MAKEBA Service) 1. The obligation to provide the MAKEBA service shall take effect only after by the BAICV or by a third party on behalf of, and on behalf of, the confirmation of activation of the MAKEBA service (via the communication to the user that the MAKEBA service is active), which confirmation must be issued by the BAICV after the acceptance of these conditions and confirmation by the user of the number provided by you in connection with joining the service MAKEBA that the user indicates in the MAKEBA application. 2. In order for the BAICV to provide the MAKEBA service to the user, this you must acquire the authorization to use and install, on a mobile device with iOS or Android operating system, the MAKEBA application. 3. The obligation to provide the MAKEBA service shall take effect only if while the user, cumulatively: a) Keep active the mobile phone number provided, in phone you use; b) Maintain, at the time of each use, assets the credentials that you use in performing MAKEBA transactions; c) Ensure the conditions to receive on the mobile device in the which the MAKEBA application has installed the request message of the MAKEBA (push notification) transaction.
CLAUSE 4
(MAKEBA Operations) 1. The user can order or receive through the MAKEBA application MAKEBA operations up to the limits in number and value that in defined by the BAICV, under the terms of the law in force. CONTRACT OF GENERAL CONDITIONS GENERAL TERMS AND CONDITIONS OF USE OF THE APPLICATION (APP) MAKEBA 2. Each user is associated with a single mobile phone number and a unique Tax Identification Number (NIF). 3. In MAKEBA transfers ordered by the User, it recognizes that the recipient will only receive the transferred funds when the user, or if, for that purpose, it becomes a user. Otherwise, the transfer will not be carried out, the amounts transfer will not be debited from the user's bank account payer, and the transfer attempt does not incur any costs. In this case, the BAICV cannot be held responsible for not execution of the transfer. 4. MAKEBA transfers to accounts in other National Banks or International will obey the bank clearing time and are subject to the current price list.
CLAUSE 5
(Change of mobile number and e-mail address) 1. The user can change the mobile phone number and the associated with the MAKEBA service provided in the through the MAKEBA application support service. 2. The BAICV by itself or by a third party acting on its behalf and on its confirmation of the new mobile phone number or the new provided, only then are the introduced into the system to replace the previous ones.
CLAUSE 6
(User Support) 1. In the framework of the provision of the MAKEBA service, the BAICV undertakes to provide the user with the technical support services for the receipt by the user to the BAICV of MAKEBA transactions. 2. The BAICV maintains a telephone line and an electronic mail intended to receive user complaints, submit a complaint, inform the BAICV immediately of whether the situation that gave rise to the complaint involved whether or not debit, credit or void in your payment account with the BAICV.
CLAUSE 7
(Personal data) 1. The user authorizes BAICV to proceed, either directly or through entity and / or outsourced management of the application, to the processing of personal data which it has provided to BAICV in the context of conclusion and maintenance of this contract, including data provided for installation and use of the MAKEBA application, processing of data by purpose of the provision by the BAICV to the MAKEBA service. 2. The collection of personal data is done through the KYC procedure (Know Your Customer), in accordance with the Law on the Protection of Personal Data and other applicable legislation in force in Cape Verde. 3. The processing of personal data provided by the user to the Bank in the scope of this contract is also protection of the Personal Data Protection Law in force in Cape Verde. 4. Although the data processing is done by the owner of the MAKEBA application, it defines the purpose and means of the treatment, being the entity responsible for it. 5. The user accepts that they are used by the BAICV for the evidence of statistical or aggregate information or others, within the legal limits, the records made by the computer through which the MAKEBA service is provided and which are operations performed by the user. 6. The user declares that he / she authorizes BAICV to transmit to third parties on your behalf, your personal data that are indispensable for the activation, support, management and maintenance of the of the MAKEBA service and the development of any activities related to that benefit.
CLAUSE 8
(Termination of Contract) The BAICV may denounce this contract, in so far as it concerns the provision of the MAKEBA service for security reasons or with the fact that the user uses the MAKEBA service for engage in fraudulent and / or illegal activities.
CLAUSE 9
(Omitted cases and Applicable Law) The omissions and doubts arising in the application of this Agreement, term and conditions will be solved by the Cape Verdean Law and will be competent court, the court of the district of the seat or domicile of the express renunciation of any other.
CLAUSE 10
(Declaration of acceptance) I declare that each and every one of these clauses has been communicated in full, in an appropriate manner and in advance necessary, and that I have obtained complete, effective and hereby accepting the present general conditions.